{"id":13954,"date":"2026-03-16T10:48:22","date_gmt":"2026-03-16T03:48:22","guid":{"rendered":"https:\/\/creative.co.th\/?p=13954"},"modified":"2026-03-25T20:06:06","modified_gmt":"2026-03-25T13:06:06","slug":"payment-gateway-thailand","status":"publish","type":"post","link":"https:\/\/creative.co.th\/en\/13954\/","title":{"rendered":"What is a Payment Gateway in Thailand in 2026? Comparison of fees + application procedures."},"content":{"rendered":"<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"max-width:780px;margin:0 auto;padding:0 0 60px;\">\n\n  <!-- TOC -->\n  <nav style=\"background:#f7f7f7;border-radius:4px;padding:22px 26px;margin-bottom:44px;\">\n    <div style=\"font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#999;margin-bottom:12px;\">list of contents<\/div>\n    <ol style=\"padding-left:18px;margin:0;\">\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-what\" style=\"color:#555;text-decoration:none;\">What is a Payment Gateway?<\/a><\/li>\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-bank\" style=\"color:#555;text-decoration:none;\">Bank type \u2014 KBank, SCB, BBL<\/a><\/li>\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-nonbank\" style=\"color:#555;text-decoration:none;\">Non-bank payment methods include Omise, GB Prime Pay, 2C2P, Stripe, and PayPal.<\/a><\/li>\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-compare\" style=\"color:#555;text-decoration:none;\">Fee Comparison Table 2025<\/a><\/li>\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-steps\" style=\"color:#555;text-decoration:none;\">Application and installation steps.<\/a><\/li>\n      <li style=\"margin-bottom:7px;\"><a href=\"#pg-rec\" style=\"color:#555;text-decoration:none;\">Which payment gateway should I choose?<\/a><\/li>\n      <li style=\"margin-bottom:0;\"><a href=\"#pg-sum\" style=\"color:#555;text-decoration:none;\">summarize<\/a><\/li>\n    <\/ol>\n  <\/nav>\n\n  <!-- S1 -->\n  <h2 id=\"pg-what\" style=\"color:#111;margin:0 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">What is a Payment Gateway?<\/h2>\n  <div style=\"border-left:3px solid #ccc;padding:14px 18px;background:#f7f7f7;border-radius:0 4px 4px 0;margin-bottom:20px;color:#555;\">\n    <strong style=\"color:#222;\">Payment Gateway<\/strong> It&#039;s a central system that connects online stores with banks to process customer payments in real-time, including credit cards, debit cards, QR codes, and various e-wallets.\n  <\/div>\n  <p style=\"margin-bottom:14px;color:#555;\">Choosing the right payment gateway is one of the most important factors in building an e-commerce website, because a good payment system will help increase conversion rates and build customer trust.<\/p>\n  <p style=\"margin-bottom:10px;color:#555;\"><strong style=\"color:#222;\">Workflow:<\/strong><\/p>\n  <div style=\"display:flex;flex-wrap:wrap;align-items:center;gap:6px;padding:16px 18px;background:#f7f7f7;border-radius:4px;margin-bottom:36px;\">\n    <span style=\"font-weight:600;color:#333;background:#fff;border:1px solid #ddd;padding:5px 11px;border-radius:3px;white-space:nowrap;\">The customer clicked to pay.<\/span>\n    <span style=\"color:#bbb;\">\u2192<\/span>\n    <span style=\"font-weight:600;color:#333;background:#fff;border:1px solid #ddd;padding:5px 11px;border-radius:3px;white-space:nowrap;\">SSL encryption<\/span>\n    <span style=\"color:#bbb;\">\u2192<\/span>\n    <span style=\"font-weight:600;color:#333;background:#fff;border:1px solid #ddd;padding:5px 11px;border-radius:3px;white-space:nowrap;\">Send to Gateway<\/span>\n    <span style=\"color:#bbb;\">\u2192<\/span>\n    <span style=\"font-weight:600;color:#333;background:#fff;border:1px solid #ddd;padding:5px 11px;border-radius:3px;white-space:nowrap;\">Check with the bank.<\/span>\n    <span style=\"color:#bbb;\">\u2192<\/span>\n    <span style=\"font-weight:600;color:#333;background:#fff;border:1px solid #ddd;padding:5px 11px;border-radius:3px;white-space:nowrap;\">Confirm the result.<\/span>\n  <\/div>\n\n  <!-- S2 -->\n  <h2 id=\"pg-bank\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">Bank type (via bank)<\/h2>\n  <span style=\"font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#888;border:1px solid #ddd;padding:4px 10px;border-radius:2px;margin-bottom:16px;display:inline-block;\">Bank Payment Gateway<\/span>\n\n  <!-- Card: KBank -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">KBank K-Payment Gateway<\/span>\n          <span style=\"color:#999;\">Kasikornbank<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Credit\/Debit Card<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">QR PromptPay<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Installment payment 0%<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">WooCommerce Plugin<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Real-time Dashboard<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">~2.5\u20133.5%<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: SCB -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">SCB Payment Gateway<\/span>\n          <span style=\"color:#999;\">Siam Commercial Bank<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">QR Code<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Credit\/Debit Card<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">SCB Easy App<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">3D Secure<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Dashboard<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">~2.5\u20133.5%<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: BBL -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:28px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">Merchant iPay (BBL)<\/span>\n          <span style=\"color:#999;\">Bangkok Bank<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Visa \/ Mastercard \/ JCB<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">3D Secure<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">International customers<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Entrance fee 1,500 baht<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">~2.5\u20133.5%<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- S3 -->\n  <h2 id=\"pg-nonbank\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">Non-Bank Category (Independent Service Provider)<\/h2>\n  <span style=\"font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#888;border:1px solid #ddd;padding:4px 10px;border-radius:2px;margin-bottom:16px;display:inline-block;\">Non-Bank Payment Gateway<\/span>\n\n  <!-- Card: Omise -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">Omise (Opn Payments)<\/span>\n          <span style=\"color:#999;\">Thai Startup<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Credit\/Debit Card<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">QR Code<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">TrueMoney Wallet<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">High-quality API<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Subscription<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">No entrance fee.<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">Card \/ QR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">3.65% \/ 1.80%<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: GB Prime Pay -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">GB Prime Pay<\/span>\n          <span style=\"color:#999;\">SME Friendly<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Multiple channels<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">WooCommerce Plugin<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Shopify \/ Magento<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Installment payment<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">No entrance fee.<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">Start 2.5%<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: 2C2P -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">2C2P<\/span>\n          <span style=\"color:#999;\">Enterprise<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Alipay \/ WeChat Pay<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Selling internationally.<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Integrated system<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Enterprise Grade<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">Negotiate<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: Stripe -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:1px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">Stripe<\/span>\n          <span style=\"color:#999;\">Global<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">135+ currencies<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Flexible API<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">SaaS \/ Subscription<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">No entrance fee.<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">Continue to the list.<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">2.9% + $0.30<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- Card: PayPal -->\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;margin-bottom:28px;margin-top:1px;\">\n    <div style=\"background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:flex-start;gap:12px;\">\n      <div style=\"flex:1;\">\n        <div style=\"display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:8px;\">\n          <span style=\"font-weight:700;color:#222;\">PayPal<\/span>\n          <span style=\"color:#999;\">International<\/span>\n        <\/div>\n        <div style=\"display:flex;flex-wrap:wrap;gap:5px;\">\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Globally recognized.<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Foreign customers trust it.<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">Multiple currencies<\/span>\n          <span style=\"color:#777;background:#f5f5f5;padding:3px 9px;border-radius:2px;border:1px solid #ebebeb;\">No entrance fee.<\/span>\n        <\/div>\n      <\/div>\n      <div style=\"text-align:right;flex-shrink:0;\">\n        <div style=\"text-transform:uppercase;letter-spacing:1px;color:#aaa;margin-bottom:2px;\">MDR<\/div>\n        <div style=\"font-weight:700;color:#333;white-space:nowrap;\">3.49%+<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- S4 TABLE -->\n  <h2 id=\"pg-compare\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">Fee Comparison Table 2025<\/h2>\n  <div style=\"overflow-x:auto;border:1px solid #e5e5e5;border-radius:4px;margin:18px 0 10px;\">\n    <table style=\"width:100%;border-collapse:collapse;min-width:560px;\">\n      <thead>\n        <tr style=\"background:#222;\">\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">Service provider<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">type<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">Fees (MDR)<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">Entrance fee<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">Annual fee<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">WooCommerce<\/th>\n          <th style=\"padding:12px 15px;text-align:left;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:#fff;white-space:nowrap;\">Suitable for<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">KBank K-Payment<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">~2.5\u20133.5%<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">SME \u2013 Enterprise<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">SCB Payment<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">~2.5\u20133.5%<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">SME \u2013 Enterprise<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">Merchant iPay (BBL)<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">~2.5\u20133.5%<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">1,500 baht<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">1,000 baht<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">abroad<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">Omise (Opn)<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Non-Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Card 3.65% \/ QR 1.80%<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Startup\u2013SME<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">GB Prime Pay<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Non-Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Start 2.5%<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">SMEs of all sizes<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">2C2P<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Non-Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Negotiate<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">have<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Enterprise<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #efefef;\">\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">Stripe<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Non-Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">2.9% + $0.30<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Global \/ SaaS<\/td>\n        <\/tr>\n        <tr>\n          <td style=\"padding:12px 15px;font-weight:700;color:#222;\">PayPal<\/td>\n          <td style=\"padding:12px 15px;color:#666;\"><span style=\"font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:2px 8px;border-radius:2px;border:1px solid #ddd;color:#777;\">Non-Bank<\/span><\/td>\n          <td style=\"padding:12px 15px;color:#666;\">3.49%+<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">\u2014<\/td>\n          <td style=\"padding:12px 15px;font-weight:700;color:#555;\">\u2713<\/td>\n          <td style=\"padding:12px 15px;color:#666;\">Selling internationally.<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p style=\"color:#888;padding:13px 16px;background:#f7f7f7;border-radius:4px;margin-bottom:28px;line-height:1.7;\">\ud83d\udca1 <strong style=\"color:#666;\">note:<\/strong> MDR = Merchant Discount Rate, which is the fee a merchant pays per sale. The rate may vary depending on conditions and transaction volume. It is best to contact the service provider directly for an accurate quote.<\/p>\n\n  <!-- S5 STEPS -->\n  <h2 id=\"pg-steps\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">Steps for applying for and installing a Payment Gateway.<\/h2>\n\n  <div style=\"display:grid;grid-template-columns:30px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"font-weight:700;color:#bbb;letter-spacing:1px;padding-top:3px;\">01<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:6px;\">Prepare business documents.<\/div>\n      <ul style=\"list-style:none;padding:0;margin:0;\">\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Company registration certificate (for legal entities) or copy of ID card (for individuals).<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Copy of the bank account details where you wish to receive the money.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Business address documents<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Available website URL<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <div style=\"display:grid;grid-template-columns:30px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"font-weight:700;color:#bbb;letter-spacing:1px;padding-top:3px;\">02<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:6px;\">Choose the right service provider.<\/div>\n      <p style=\"color:#777;margin:0;\">Consider the size of your business, preferred payment methods, transaction volume, and compatibility with your website&#039;s system (WooCommerce \/ Shopify).<\/p>\n    <\/div>\n  <\/div>\n\n  <div style=\"display:grid;grid-template-columns:30px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"font-weight:700;color:#bbb;letter-spacing:1px;padding-top:3px;\">03<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:6px;\">Submit your application and wait for approval.<\/div>\n      <ul style=\"list-style:none;padding:0;margin:0;\">\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Register directly through the service provider&#039;s website.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Fill in business information and upload documents.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Awaiting verification. <strong style=\"color:#555;\">3\u201314 business days<\/strong><\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">- receive <strong style=\"color:#555;\">API Key \/ Merchant ID<\/strong> For installation.<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <div style=\"display:grid;grid-template-columns:30px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"font-weight:700;color:#bbb;letter-spacing:1px;padding-top:3px;\">04<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:6px;\">Install on a WordPress website (WooCommerce).<\/div>\n      <div style=\"background:#1e1e1e;border-radius:4px;padding:16px 18px;margin-top:10px;font-family:'Courier New',monospace;line-height:1.8;color:#aaa;\">\n        <span style=\"color:#666;\"># Installation Steps on WooCommerce<\/span><br\/>\n        <span style=\"color:#ccc;\">1.<\/span> WooCommerce \u2192 Settings \u2192 Payments<br\/>\n        <span style=\"color:#ccc;\">2.<\/span> Install the provider&#039;s plugin.<br\/>\n        <span style=\"color:#ccc;\">3.<\/span> Enter API Key \/ Secret Key<br\/>\n        <span style=\"color:#ccc;\">4.<\/span> Tested in Sandbox Mode.<br\/>\n        <span style=\"color:#ccc;\">5.<\/span> Enable Live Mode\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div style=\"display:grid;grid-template-columns:30px 1fr;gap:18px;padding:18px 0;margin-bottom:28px;align-items:start;\">\n    <div style=\"font-weight:700;color:#bbb;letter-spacing:1px;padding-top:3px;\">05<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:6px;\">Tested and officially launched.<\/div>\n      <ul style=\"list-style:none;padding:0;margin:0;\">\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Testing payment with Test Card.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Check webhooks and notifications.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Check the Thank You Page and the confirmation email.<\/li>\n        <li style=\"color:#777;padding:3px 0 3px 16px;\">\u2014 Activate Live Mode and notify the customer.<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <!-- S6 RECOMMEND -->\n  <h2 id=\"pg-rec\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">Which payment gateway is best for your business?<\/h2>\n  <div style=\"border:1px solid #e5e5e5;border-radius:4px;overflow:hidden;margin:16px 0 28px;\">\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;background:#222;\">\n      <div style=\"padding:12px 15px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#fff;border-right:1px solid #333;\">Business type<\/div>\n      <div style=\"padding:12px 15px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#fff;border-right:1px solid #333;\">recommend<\/div>\n      <div style=\"padding:12px 15px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#fff;\">reason<\/div>\n    <\/div>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;border-bottom:1px solid #efefef;\">\n      <div style=\"padding:12px 15px;color:#666;border-right:1px solid #efefef;\">Small to medium-sized online stores<\/div>\n      <div style=\"padding:12px 15px;color:#333;font-weight:700;border-right:1px solid #efefef;\">GB Prime Pay, Omise<\/div>\n      <div style=\"padding:12px 15px;color:#666;\">Low fees, easy installation.<\/div>\n    <\/div>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;border-bottom:1px solid #efefef;\">\n      <div style=\"padding:12px 15px;color:#666;border-right:1px solid #efefef;\">SMEs need credibility.<\/div>\n      <div style=\"padding:12px 15px;color:#333;font-weight:700;border-right:1px solid #efefef;\">KBank, SCB<\/div>\n      <div style=\"padding:12px 15px;color:#666;\">The bank&#039;s brand builds trust.<\/div>\n    <\/div>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;border-bottom:1px solid #efefef;\">\n      <div style=\"padding:12px 15px;color:#666;border-right:1px solid #efefef;\">Selling products internationally.<\/div>\n      <div style=\"padding:12px 15px;color:#333;font-weight:700;border-right:1px solid #efefef;\">Stripe, PayPal, 2C2P<\/div>\n      <div style=\"padding:12px 15px;color:#666;\">Supports multiple currencies.<\/div>\n    <\/div>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;border-bottom:1px solid #efefef;\">\n      <div style=\"padding:12px 15px;color:#666;border-right:1px solid #efefef;\">Application \/ SaaS<\/div>\n      <div style=\"padding:12px 15px;color:#333;font-weight:700;border-right:1px solid #efefef;\">Omise, Stripe<\/div>\n      <div style=\"padding:12px 15px;color:#666;\">Flexible API with subscription support.<\/div>\n    <\/div>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;\">\n      <div style=\"padding:12px 15px;color:#666;border-right:1px solid #efefef;\">Enterprise business<\/div>\n      <div style=\"padding:12px 15px;color:#333;font-weight:700;border-right:1px solid #efefef;\">2C2P, KBank, SCB<\/div>\n      <div style=\"padding:12px 15px;color:#666;\">A complete service system; fees are negotiable.<\/div>\n    <\/div>\n  <\/div>\n\n  <!-- S7 SUMMARY -->\n  <h2 id=\"pg-sum\" style=\"color:#111;margin:48px 0 14px;padding-bottom:10px;border-bottom:1px solid #e5e5e5;\">summarize<\/h2>\n  <p style=\"margin-bottom:16px;color:#555;\">There&#039;s no single definitive answer, but if I had to recommend something for online stores in Thailand that are just starting out or expanding their business:<\/p>\n\n  <div style=\"display:grid;grid-template-columns:26px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"line-height:1;padding-top:2px;\">\ud83e\udd47<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:3px;\">GB Prime Pay<\/div>\n      <div style=\"color:#888;\">Low fees, easy installation, complete plugin suite, ideal for Thai SMEs of all sizes.<\/div>\n    <\/div>\n  <\/div>\n  <div style=\"display:grid;grid-template-columns:26px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"line-height:1;padding-top:2px;\">\ud83e\udd48<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:3px;\">Omise (Opn Payments)<\/div>\n      <div style=\"color:#888;\">High-quality API with multi-channel support, ideal for developer teams.<\/div>\n    <\/div>\n  <\/div>\n  <div style=\"display:grid;grid-template-columns:26px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid #efefef;align-items:start;\">\n    <div style=\"line-height:1;padding-top:2px;\">\ud83e\udd49<\/div>\n    <div>\n      <div style=\"font-weight:700;color:#222;margin-bottom:3px;\">KBank \/ SCB<\/div>\n      <div style=\"color:#888;\">Highly credible, ideal for businesses that require a professional image.<\/div>\n    <\/div>\n  <\/div>\n\n  <p style=\"margin:20px 0 0;color:#555;\">Selection <strong style=\"color:#333;\">The right payment gateway from the start.<\/strong> This will significantly reduce long-term problems and increase the conversion rate of online stores.<\/p>\n\n  <!-- CTA -->\n  <div style=\"background:#111;border-radius:4px;padding:36px 32px;margin-top:52px;\">\n    <div style=\"font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#555;margin-bottom:12px;\">Our services<\/div>\n    <h2 style=\"color:#fff;border:none;padding:0;margin:0 0 10px;\">Looking to develop an e-commerce website with a payment gateway system?<\/h2>\n    <p style=\"color:#777;margin-bottom:22px;line-height:1.7;\">Creative Plus One provides comprehensive online store website design and development services, supporting both Shopify and WordPress (WooCommerce), including pre-installation of a payment gateway.<\/p>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:7px;margin-bottom:26px;\">\n      <span style=\"color:#aaa;padding-left:14px;\">\u2713 Mobile-friendly design<\/span>\n      <span style=\"color:#aaa;padding-left:14px;\">\u2713 Install the complete Payment Gateway.<\/span>\n      <span style=\"color:#aaa;padding-left:14px;\">\u2713 Design your SEO strategy.<\/span>\n      <span style=\"color:#aaa;padding-left:14px;\">\u2713 After-sales service<\/span>\n    <\/div>\n    <a href=\"https:\/\/creative.co.th\/en\/e-commerce\/\" style=\"display:inline-block;background:#fff;color:#111;font-weight:700;letter-spacing:0.3px;padding:12px 26px;border-radius:3px;text-decoration:none;\" target=\"_blank\" rel=\"noopener\">View details of our E-Commerce services \u2192<\/a>\n  <\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u0e2a\u0e32\u0e23\u0e1a\u0e31\u0e0d Payment Gateway \u0e04\u0e37\u0e2d\u0e2d\u0e30\u0e44\u0e23? \u0e1b\u0e23\u0e30\u0e40\u0e20\u0e17 Bank \u2014 KBank, SCB, BBL \u0e1b\u0e23\u0e30\u0e40\u0e20\u0e17 Non-Bank \u2014 Omise, GB Prime Pay, 2C2P, Stripe, PayPal \u0e15\u0e32\u0e23\u0e32\u0e07\u0e40\u0e1b\u0e23\u0e35\u0e22\u0e1a\u0e40\u0e17\u0e35\u0e22\u0e1a\u0e04\u0e48\u0e32\u0e18\u0e23\u0e23\u0e21\u0e40\u0e19\u0e35\u0e22\u0e21 2025 \u0e02\u0e31\u0e49\u0e19\u0e15\u0e2d\u0e19\u0e01\u0e32\u0e23\u0e2a\u0e21\u0e31\u0e04\u0e23\u0e41\u0e25\u0e30\u0e15\u0e34\u0e14\u0e15\u0e31\u0e49\u0e07 \u0e40\u0e25\u0e37\u0e2d\u0e01 Payment Gateway \u0e44\u0e2b\u0e19\u0e14\u0e35? \u0e2a\u0e23\u0e38\u0e1b Payment Gateway \u0e04\u0e37\u0e2d\u0e2d\u0e30\u0e44\u0e23? 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